©1998 Larsen

These tables can be used to determine the amount of income producing assets required to meet a need of $10,000 per year. To determine the amount needed in multple of $10,000 (ie $30,000), multiply the amount by 3. Divide the amount you desire by $10,000 and multiply by the listed amount to determine total assests needed.

Note: At age 90, all assets are consume and equal to zero.

Down load lotus file SPREADSHEET and make your own table.
ASSETS REQURIED TO PROVIDE $10,000 PER YEAR BASED ON INFLATION @1.5%,LIVE TO 90
AGE 4.0% 5.0% 6.0% 7.0% 8.0% 9.0%
21 $325,369 $258,170 $211,083 $177,050 $151,723 $132,359
22 $323,531 $257,220 $210,590 $176,792 $151,587 $132,287
23 $321,648 $256,238 $210,074 $176,520 $151,442 $132,210
24 $319,718 $255,222 $209,535 $176,233 $151,288 $132,127
25 $317,741 $254,170 $208,973 $175,930 $151,124 $132,038
26 $315,714 $253,082 $208,385 $175,611 $150,950 $131,942
27 $313,638 $251,957 $207,772 $175,275 $150,765 $131,839
28 $311,511 $250,793 $207,131 $174,920 $150,567 $131,729
29 $309,332 $249,589 $206,462 $174,546 $150,357 $131,610
30 $307,099 $248,343 $205,763 $174,152 $150,134 $131,483
31 $304,810 $247,054 $205,034 $173,737 $149,896 $131,346
32 $302,466 $245,721 $204,272 $173,299 $149,643 $131,199
33 $300,064 $244,342 $203,476 $172,837 $149,374 $131,041
34 $297,602 $242,916 $202,645 $172,350 $149,088 $130,872
35 $295,080 $241,440 $201,777 $171,837 $148,783 $130,690
36 $292,496 $239,913 $200,870 $171,297 $148,459 $130,495
37 $289,848 $238,334 $199,924 $170,727 $148,114 $130,285
38 $287,135 $236,700 $198,935 $170,125 $147,747 $130,060
39 $284,355 $235,010 $197,903 $169,492 $147,356 $129,818
40 $281,506 $233,261 $196,824 $168,824 $146,941 $129,558
41 $278,588 $231,453 $195,698 $168,120 $146,498 $129,279
42 $275,597 $229,582 $194,522 $167,378 $146,028 $128,980
43 $272,533 $227,646 $193,294 $166,595 $145,527 $128,658
44 $269,394 $225,644 $192,012 $165,770 $144,994 $128,313
45 $266,177 $223,572 $190,673 $164,901 $144,427 $127,942
46 $262,881 $221,429 $189,274 $163,984 $143,824 $127,543
47 $259,503 $219,213 $187,813 $163,017 $143,183 $127,115
48 $256,043 $216,920 $186,287 $161,999 $142,500 $126,656
49 $252,497 $214,547 $184,694 $160,925 $141,773 $126,163
50 $248,864 $212,093 $183,030 $159,793 $141,000 $125,633
51 $245,141 $209,555 $181,293 $158,599 $140,177 $125,064
52 $241,327 $206,928 $179,478 $157,341 $139,302 $124,453
53 $237,419 $204,212 $177,583 $156,015 $138,370 $123,797
54 $233,414 $201,401 $175,604 $154,616 $137,379 $123,092
55 $229,311 $198,494 $173,537 $153,142 $136,325 $122,335
56 $225,107 $195,486 $171,379 $151,588 $135,203 $121,522
57 $220,800 $192,375 $169,125 $149,950 $134,009 $120,650
58 $216,386 $189,156 $166,771 $148,224 $132,739 $119,712
59 $211,863 $185,827 $164,312 $146,403 $131,387 $118,706
60 $207,229 $182,382 $161,745 $144,484 $129,949 $117,625
61 $202,481 $178,819 $159,064 $142,461 $128,418 $116,464
62 $197,616 $175,133 $156,263 $140,328 $126,790 $115,218
63 $192,631 $171,320 $153,339 $138,080 $125,057 $113,879
64 $187,524 $167,375 $150,285 $135,710 $123,213 $112,442
65 $182,290 $163,295 $147,096 $133,212 $121,252 $110,898
66 $176,928 $159,073 $143,765 $130,578 $119,164 $109,241
67 $171,434 $154,707 $140,287 $127,801 $116,943 $107,460
68 $165,804 $150,189 $136,654 $124,874 $114,580 $105,548
69 $160,036 $145,516 $132,861 $121,789 $112,066 $103,495
70 $154,125 $140,681 $128,899 $118,536 $109,390 $101,291
71 $148,069 $135,680 $124,761 $115,107 $106,543 $98,923
72 $141,864 $130,507 $120,440 $111,492 $103,514 $96,380
73 $135,506 $125,155 $115,928 $107,681 $100,290 $93,650
74 $128,991 $119,618 $111,215 $103,664 $96,861 $90,717
75 $122,316 $113,891 $106,294 $99,429 $93,211 $87,568
76 $115,477 $107,966 $101,154 $94,964 $89,328 $84,187
77 $108,469 $101,836 $95,787 $90,258 $85,197 $80,555
78 $101,288 $95,496 $90,181 $85,297 $80,801 $76,655
79 $93,931 $88,936 $84,327 $80,066 $76,123 $72,467
80 $86,392 $82,151 $78,213 $74,553 $71,145 $67,970
81 $78,668 $75,132 $71,829 $68,740 $65,849 $63,140
82 $70,753 $67,870 $65,161 $62,613 $60,214 $57,954
83 $62,644 $60,358 $58,198 $56,154 $54,218 $52,384
84 $54,334 $52,587 $50,926 $49,344 $47,838 $46,402
85 $45,820 $44,549 $43,331 $42,166 $41,049 $39,979
86 $37,097 $36,232 $35,400 $34,598 $33,826 $33,080
87 $28,158 $27,630 $27,117 $26,621 $26,140 $25,673
88 $19,000 $18,730 $18,467 $18,211 $17,961 $17,717
89 $9,615 $9,524 $9,434 $9,346 $9,259 $9,174
90 $0 $0 $0 $0 $0 $0




ASSETS REQURIED TO PROVIDE $10,000 PER YEAR BASED ON INFLATION @1.5%,LIVE TO 90
AGE 10.0% 11.0% 12.0% 13.0% 14.0% 15.0%
21 $117,189 $105,044 $95,131 $86,904 $79,974 $74,061
22 $117,151 $105,023 $95,120 $86,898 $79,970 $74,059
23 $117,109 $105,001 $95,108 $86,891 $79,967 $74,057
24 $117,064 $104,976 $95,094 $86,884 $79,962 $74,055
25 $117,016 $104,949 $95,080 $86,875 $79,958 $74,052
26 $116,963 $104,920 $95,063 $86,866 $79,953 $74,049
27 $116,905 $104,888 $95,045 $86,856 $79,947 $74,046
28 $116,843 $104,853 $95,025 $86,844 $79,940 $74,042
29 $116,776 $104,814 $95,003 $86,832 $79,933 $74,038
30 $116,703 $104,772 $94,979 $86,818 $79,925 $74,033
31 $116,624 $104,726 $94,952 $86,802 $79,915 $74,027
32 $116,538 $104,676 $94,922 $86,784 $79,905 $74,021
33 $116,445 $104,621 $94,890 $86,765 $79,893 $74,014
34 $116,345 $104,561 $94,854 $86,743 $79,880 $74,006
35 $116,236 $104,496 $94,814 $86,719 $79,865 $73,997
36 $116,118 $104,424 $94,770 $86,692 $79,849 $73,987
37 $115,989 $104,345 $94,722 $86,662 $79,830 $73,975
38 $115,851 $104,259 $94,668 $86,629 $79,809 $73,962
39 $115,700 $104,165 $94,609 $86,592 $79,786 $73,947
40 $115,537 $104,062 $94,544 $86,550 $79,759 $73,930
41 $115,361 $103,950 $94,473 $86,504 $79,730 $73,911
42 $115,169 $103,827 $94,393 $86,453 $79,697 $73,889
43 $114,962 $103,693 $94,306 $86,396 $79,659 $73,865
44 $114,737 $103,546 $94,210 $86,333 $79,617 $73,837
45 $114,493 $103,385 $94,103 $86,262 $79,570 $73,805
46 $114,229 $103,209 $93,986 $86,183 $79,517 $73,770
47 $113,943 $103,017 $93,856 $86,096 $79,458 $73,729
48 $113,632 $102,807 $93,713 $85,998 $79,391 $73,683
49 $113,296 $102,577 $93,556 $85,889 $79,316 $73,631
50 $112,932 $102,326 $93,381 $85,769 $79,232 $73,572
51 $112,537 $102,051 $93,189 $85,634 $79,137 $73,506
52 $112,109 $101,750 $92,977 $85,484 $79,031 $73,430
53 $111,645 $101,421 $92,744 $85,317 $78,911 $73,344
54 $111,142 $101,061 $92,486 $85,132 $78,777 $73,247
55 $110,598 $100,668 $92,201 $84,925 $78,627 $73,137
56 $110,007 $100,238 $91,887 $84,695 $78,458 $73,013
57 $109,368 $99,768 $91,540 $84,438 $78,268 $72,872
58 $108,674 $99,253 $91,157 $84,153 $78,054 $72,712
59 $107,923 $98,691 $90,735 $83,835 $77,815 $72,531
60 $107,108 $98,076 $90,269 $83,482 $77,546 $72,325
61 $106,226 $97,403 $89,755 $83,088 $77,243 $72,093
62 $105,269 $96,667 $89,188 $82,650 $76,904 $71,829
63 $104,233 $95,863 $88,562 $82,162 $76,523 $71,531
64 $103,110 $94,983 $87,872 $81,619 $76,094 $71,192
65 $101,892 $94,021 $87,110 $81,014 $75,613 $70,809
66 $100,573 $92,969 $86,269 $80,340 $75,073 $70,375
67 $99,143 $91,818 $85,341 $79,591 $74,467 $69,883
68 $97,593 $90,560 $84,317 $78,756 $73,785 $69,325
69 $95,914 $89,183 $83,187 $77,827 $73,020 $68,694
70 $94,094 $87,678 $81,941 $76,793 $72,160 $67,978
71 $92,122 $86,032 $80,565 $75,641 $71,195 $67,168
72 $89,984 $84,233 $79,047 $74,359 $70,110 $66,249
73 $87,667 $82,264 $77,372 $72,932 $68,892 $65,208
74 $85,157 $80,112 $75,524 $71,343 $67,524 $64,029
75 $82,436 $77,757 $73,485 $69,574 $65,988 $62,693
76 $79,487 $75,183 $71,234 $67,604 $64,262 $61,179
77 $76,291 $72,368 $68,751 $65,412 $62,324 $59,464
78 $72,828 $69,289 $66,011 $62,971 $60,147 $57,521
79 $69,075 $65,922 $62,987 $60,253 $57,702 $55,319
80 $65,007 $62,240 $59,651 $57,228 $54,956 $52,825
81 $60,599 $58,213 $55,970 $53,859 $51,872 $49,998
82 $55,822 $53,809 $51,907 $50,109 $48,408 $46,796
83 $50,644 $48,993 $47,425 $45,935 $44,517 $43,168
84 $45,033 $43,726 $42,479 $41,287 $40,147 $39,057
85 $38,952 $37,967 $37,021 $36,112 $35,239 $34,400
86 $32,362 $31,668 $30,999 $30,352 $29,727 $29,123
87 $25,220 $24,780 $24,353 $23,938 $23,536 $23,144
88 $17,479 $17,247 $17,020 $16,798 $16,582 $16,371
89 $9,091 $9,009 $8,929 $8,850 $8,772 $8,696
90 $0 $0 $0 $0 $0 $0