This table represents the unfunded liability by age of United States Citizens from ages 21 to 100 in 1999. The unfunded liability was calculated by using the OASI Formula and United States Census estimate for the middle population projection. The amount of money required to fully fund OASI to each age group was calculated. It is assumed everyone continues paying the current OASI tax rate.

In summary a person who turned 65 in 1999 would need to contribute an additional $148,662 to OASI before being able to draw their first check. On the other hand a 21 year old need pay nothing since their age is young enough to fully fund their OASI benefit working from age 23 to 65. The younger person has not paid into Social Security many years and as such has many more years remaining to pay in. On the other hand a person who is age 60 has only five more years left to pay into Social Security. Considering Social Security's large unfunded liability, it becomes obvious the sum total of all of this persons contributions went to previous retirees and not one cent was set aside for them. In other words they have not yet contributed to their OASI Benefit!

AGE	LIABILITY	AGE	LIABILITY	AGE	LIABILITY	AGE	LIABILITY
21	($2,234)	41	$34,480	61	$131,492	81	$0
22	($2,248)	42	$37,915	62	$135,466	82	$0
23	$1,646	43	$42,818	63	$132,745	83	$0
24	$1,559	44	$45,572	64	$141,488	84	$0
25	$783	45	$50,637	65	$148,662	85	$0
26	$429	46	$57,102	66	$144,323	86	$0
27	$5,138	47	$54,436	67	$132,867	87	$0
28	$9,538	48	$61,778	68	$131,752	88	$0
29	$10,713	49	$60,996	69	$130,450	89	$0
30	$11,523	50	$64,910	70	$125,715	90	$0
31	$13,490	51	$75,779	71	$124,120	91	$0
32	$13,607	52	$100,660	72	$121,195	92	$0
33	$16,507	53	$97,726	73	$114,683	93	$0
34	$18,907	54	$83,353	74	$110,527	94	$0
35	$21,203	55	$89,735	75	$109,900	95	$0
36	$24,744	56	$104,329	76	$105,042	96	$0
37	$26,699	57	$114,296	77	$98,422	97	$0
38	$31,282	58	$119,082	78	$97,203	98	$0
39	$30,163	59	$113,365	79	$93,704	99	$0
40	$34,079	60	$119,330	80	$40,588	100	$0